Bank Fees

The following are fees for additional bank products and services and may be assessed to your account.

Account Balancing Assistance: $25 per hour

Account Research: $25 per hour plus $0.25 per page

ATM Customer Withdrawal: Free (SSB ATMs only)

Canadian Draft: $10 each (non-customer $20)

Cashier's Checks: $5 each

Check Cashing Fee (non-customer): $5 (includes government checks)

Check Printing: Varies, depending on your choice of style and quantity

Collection Fee: $15

Contract Collections:

  • Setup fee: $100
  • Annual fee for late charge notices: $24
  • Disbursements (single): $5 per month ($60 per year)
  • $5 per month for each additional disbursement
  • Cashier's check disbursement additional $5
  • Change in terms: $40

Document Copying: $0.25 per page

Garnishments: $50 each

Levies: $50 each

Money Orders: $5 each

Notary Public: No charge (non-customer $5)

Online Banking—Bill Pay Consumer/Business: Free

Online Banking—Cash Management for Business Without ACH Origination: Free

Online Banking—Cash Management for Business with ACH Origination: $25 per month and $0.08 per transaction

Overdraft Item: $28 per debit created by check, in-person withdrawal, ATM withdrawal, or other electronic means

Returned Item Fee: $28 each

Signature Guarantee (customer only): No charge

Stop Payments: $28 per item

Subpoena Witness Fee: Negotiated

Traveler's Checks (Individual): 2% of purchase

Traveler's Checks for Two: 2.75% of purchase

Visa® Gift Cards: $4.95 each

Wire Transfer—Domestic: Customer: Incoming no charge, Outgoing $15
                                                   Non-customer: Incoming and Outgoing $20

Wire Transfer—Foreign: $30 plus correspondent charges

Safe Deposit Boxes (Annual Rental with Automatic Payment):

  • 3" x 5" = $25
  • 5" x 5" = $35 
  • 3" x 10" = $40 
  • 5" x 10" = $55 
  • 10" x 10" = $90

Refundable Safe Deposit Box Key Deposit: $10

Safe Deposit Box rental without automatic payment is subject to an additional $10 fee.

Emergency drilling of box provided at cost plus $25. Check with your branch for box availability. "Box contents are not insured by any government agency."

Federal regulations require that Skagit State Bank reserves the right to, at any time, require not less than 7 days written notice before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account, as defined by Regulation D. Although we usually pay withdrawals or checks without notice on these accounts, doing so does not mean that we give up this right.