Eagle Checking Account

Our newest addition to personal checking services—Eagle Checking. All the benefits you need with added value in convenience, savings, and security.

Minimum Opening Deposit: $100.00 Monthly Service Charge: $7.00

Call us today at 800‑246‑4402 to get started, or just drop by a local office.

Account Benefits Bill payment Debit card (upon qualification) Image single checks at no charge (plus a $4.95 postage fee). Other check styles available at current pricing. Notary service Online banking

Added Value* $10,000.00 accidental death and dismemberment insurance Cashier's checks Coast to Coast vision plan Credit Alert Everyday rebate rewards Identity theft insurance Key ring protection Money orders Payment card protection Savers Club® Book retail discounts and services Sojourns® travel magazine subscription Travel and leisure coupons and discounts Traveler's checks Triple Bureau Credit Report and Scores

*Click here to learn more about Added Value.

Account Purpose: Consumer purpose only.

*The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by Skagit State Bank or an affiliate and is not insured by any agency of the United States.

A portion of the monthly service charge is for monthly premiums for Accidental Death and Dismemberment Insurance.

Checking Sub-Account: Checking accounts consist of a checking sub-account and a savings sub-account. Skagit State Bank may periodically transfer funds between these two sub-accounts. If your account earns interest, your interest calculation will remain the same. If your checking account does not earn interest, no interest will be paid on either sub-account. The savings sub-account will be governed by the rules governing our other savings accounts. This process will not affect your available balance, the interest you may earn, FDIC insurance protection, or your monthly statement.

Dormant Accounts: An account that is inactive (debit or credit) for 24-60 months will be reclassified as a dormant account. Dormant accounts will be subject to a regular monthly service charge of $6 (non-refundable per State of Washington). The time periods of inactivity are as follows:

• 24 months—All checking, money market, interest checking, and savings accounts
• 30 months—Time certificates of deposit
• 60 months—Safe deposit boxes

Note: Under current state abandoned property law, any property unclaimed after three years (with the exception of safe deposit boxes) must be relinquished to the custody of the State of Washington.