Personal
Account Services
The following are fees for additional bank products and services and may be assessed to your account.
Account Balancing Fee (per hour): $25 ($15 minimum)
Account Research Fee (per hour): $25 plus $0.25 per page ($15 minimum)
ATM Withdrawal Fee (Customers using Skagit State Bank ATMs): No Charge
Canadian Drafts (Customers/Non-Customers): $10/$20
Cashier's Checks: $5
Cashier's Checks Re-Issue Fee: $5
Check Cashing Fee (Non-Customers): $5
Check Printing Fee: Varies by style and quantity
Collection Fee: $15
Counter Checks Fee (for first 3 checks/for each additional check): $1/$1
Credit Card, Debit Card & ATM Card Replacement Fee: $5
Credit Card, Debit Card & ATM Card and/or PIN Rush Replacement Fee: $50
Document Copying (per page): $0.25
Dormant Account Fee (per month): $6
Foreign Item Return Fee: $25
Garnishments/Levies: $50
Money Orders: $5
Notary Public (Customers/Non-Customers): No Charge/$10
Overdraft Fee: $30 per debit created by check, in-person withdrawal, ATM withdrawal, or other electronic means
Returned Item Fee: $30 per debit created by check, in-person withdrawal, ATM withdrawal, or other electronic means
Signature Guarantee (Customers only): No Charge
Stop Payment Fee: $30
Subpoena Research Fee(minimum): $15
Traveler's Checks (Individual): 2% of Purchase
Traveler's Checks for Two: 2.75% of Purchase
Visa® Gift Cards: $4.95
Contract Collections
Set-up Fee: $100
Annual Service Charge: $25
Annual Fee for Late Charge Notices: $30
Disbursement Fee (per month): $5
Additional Disbursement Fee (per month): $5
Cashier's Check Disbursement Fee (per month): $5
Change in Terms: $40
Online Banking
Bill Payment Consumer/Business: No charge
Cash Management for Business:
Without ACH Origination: No charge
With ACH Origination (per month): $25 plus $0.08 per transaction
Safe Deposit Boxes Annual Rental Fees
| 3" x 5" = | $25 |
| 5" x 5" = | $35 |
| 3" x 10" = | $40 |
| 5" x 10" = | $55 |
| 10" x 10" = | $90 |
Safe Deposit Box Rental Without Automatic Payment Fee: $10
Refundable Key Deposit (with return of 2 keys): $10
Emergency Drilling of Safe Deposit Box: At cost plus $25
Box contents are not insured by any government agency.
Wire Transfers
Domestic:
Customers (Incoming/Outgoing): No Charge/$20
Non-customers(Incoming/Outgoing): $30
Foreign:
Customers & Non-Customers (Incoming & Outgoing): $30 plus
correspondent charges



