Personal Loans & Finance

Personal Loans & Finance

Personal Loans & Finance

Skagit Bank offers a variety of personal loan products and programs for our customers.

We offer competitive pricing, local decision making and quick turnaround. For detailed information, please contact a loan officer at a Skagit Bank location near you, or call (800) 246-4402.

Personal Loan Products

Automobile Loans:
You’ve found the car or truck you’ve been searching for – now all you need is to find a financing package that works for you. Skagit Bank has competitive rates and terms that will help you enjoy your dream car!

When you’re ready to buy a new vehicle, a pre-owned vehicle from a dealer, purchase from a private party, or refinance your current vehicle, call Skagit Bank to provide you with a loan option that will meet your needs!

Recreational Vehicle (RV) Loans:
Outdoor recreation begins at Skagit Bank! With our Recreational Vehicle program you can finance a new or pre-owned RV from a dealer or private party! With competitive rates and extended terms we can fit you into a loan that gets you into that RV.

Recreation Vehicles include:

  • Motorhomes, Travel Trailers, 5th Wheels & Campers
  • Motorcycles, ATV’s, Jet Ski’s & Boats

Personal Loans:
A Personal Loan at Skagit Bank is a secured or unsecured loan that is used for almost anything you want! You can pay for a wedding, buy a car or truck, take a vacation, or make improvements on your home!

We offer a number of secured Personal Loans:

  • Time Certificate of Deposit Secured
  • Savings Account Secured
  • Stock/Bond Assignments (call for details)
  • Secured with equity in an automobile

We also offer Unsecured Personal Loans.

Home & Home Equity Loans

Real Estate & Home Loans

The Right Financing for Your Home!

Home Loans

Today and every day, Skagit Bank has the Home Loan for each phase of your life. Whether you are Refinancing your home, Buying a home, or looking to buy a vacation home, Skagit Bank has a loan package for you.

Please call our Home Loan Center at (360) 755-0411 or 1 (800) 246-4402, visit an office near you to find out more.

Home Loan Products at Skagit Bank:

  • Conventional Loans
  • Home Construction Loans
  • Multi-family, 1-4 Investment Properties
  • Jumbo Loans (Available via the Home Loan Center only)



Home Equity Loans

The equity you have built into your home can help you get money for almost anything you need – take a trip, fund your children’s college education, pay for a wedding, purchase the car of your dreams, remodel your home, or consolidate your bills!

With Skagit Bank’s Home Equity Line of Credit you can access money when you need it!

Call your local Skagit Bank Office to discuss a Home Equity Line of Credit with one of our Loan Officers!

*All Rates & Fees are provided for information purposes based upon specific user input and are subject to change at any time. The Rates & Fees cannot be locked or guaranteed until the specific user input has been verified by a Loan Officer through a formal Mortgage Loan Application.

Foreclosure Information

Credit Cards

Skagit Bank Visa® Credit Cards

Skagit Bank offers Credit Card products that meet your needs.

Become a card member and enjoy a wide range of benefits including competitive interest rates, low or no fees, and a great rewards program!

Visa® Credit Card Products

Visa® Platinum Rewards
Skagit Bank’s Visa Platinum Rewards card is flexible, convenient, and safe. We offer competitive rates and rewards points. Additionally, you receive 24/7 cash machine access, personal identity theft protection, and travel insurance.

Reward yourself, use your Visa Platinum Rewards card and earn one point for every dollar you spend. Don’t worry about point limits. There are none. The more you use your card, the more you reward yourself! Use your points for name brand merchandise, airline tickets and more.

For rewards information, or to get a complete list of rewards, visit

Visa® Classic Secured
Skagit Bank’s Visa Secured card is great for re-establishing credit, customers new to the U.S., customers with no credit history, or if you have paid in cash for everything up to this point!

Online Access Tools

  • Account Summary – Balance, Due Date, Payment History, Available Credit, Credit Limit, and Minimum Amount Due
  • Statements – View your last 6 months worth of statements online
  • Bill Payment – Securely pay your credit card bill online
  • Find Transactions – Find specific expenses with our Find Transaction page. You can search current and previous statemented transactions
  • Reports – Cardholders can track card expenses by creating, viewing, and printing reports
  • Set Alerts – Allows cardholders to manage their account by having their online account monitored for specific events

Visit to set up your online access today!

Verified by Visa®
Feel secure using your Skagit Bank Visa Card. Activate your card with the Verified By Visa service (free for Visa cardholders). Once you are activated, look for the Verified By Visa symbol and know that your online shopping is safer using your Skagit Bank Visa Card!

Call us at (800) 246-4402 or stop by any Skagit Bank location to get started today!


Visa® Platinum Rewards
Terms & Conditions/Cardholder Agreement PDF

Visa® Classic Secured
Terms & Conditions/Cardholder Agreement PDF

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