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Our Home Loan Team

Our friendly staff is here to help you with all your home loan needs. We will use our expertise to find the right program for you.

Kara Gonzalez

Kara Gonzalez
Direct: (360) 422-3653
Office: (360) 755-0411
Fax: (360) 707-7416
NMLS#: 713581
Direct: (360) 422-3653
Office: (360) 755-0411
Fax: (360) 707-7416
Kara has been with Skagit Bank since 1995. She loves working with clients to find the best options in accomplishing their goals, whether it’s a first house or dream home.

Heather Tawney

Heather Tawney
Direct: (360) 755-1507
Office: (360) 755-0411
Fax: (360) 707-7416
NMLS#: 273902
Direct: (360) 755-1507
Office: (360) 755-0411
Fax: (360) 707-7416
Heather has worked with Skagit Bank since 2011. She takes pride in her work helping families purchase their dream homes and putting their kids through college.

Heather Lawler

Heather Lawler
Direct: (360) 255-5402
Office: (360) 403-7300
Fax: (360) 403-7388
NMLS#: 643783
Direct: (360) 255-5402
Office: (360) 403-7300
Fax: (360) 403-7388
Heather has lived in Snohomish County her entire life and has been in the banking and mortgage industry for 15 years. Working and staying involved in the community is very important to her.

Julia Earnest

Julia Earnest
Direct: (360) 255-5390
Office: (360) 752-2986
Fax: (360) 707-7416
NMLS#: 450706
Direct: (360) 255-5390
Office: (360) 752-2986
Fax: (360) 707-7416
Julia has been working as a mortgage loan officer for ten years. Having worked at large banks, Julia sought work in a local, team environment, leading her to Skagit Bank in Whatcom County.
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