Personal Loans & Finance

Personal Loans & Finance

Personal Loans & Finance

Skagit Bank offers a variety of personal loan products and programs for our customers.

We offer competitive pricing, local decision making and quick turnaround. For detailed information, please contact a loan officer at a Skagit Bank location near you, or call (800) 246-4402.

Personal Loan Products

Automobile Loans:
You’ve found the car or truck – now you need a financing package that works for you. Skagit Bank has competitive rates and terms that will help you enjoy your dream car!

When you’re ready to buy a new vehicle, a pre-owned vehicle from a dealer, purchase from a private party, or refinance your current vehicle, call Skagit Bank to provide you with a loan option that will meet your needs!

Recreational Vehicle (RV) Loans:
Outdoor recreation begins at Skagit Bank! With our Recreational Vehicle program you can finance a new or pre-owned RV from a dealer or private party! With competitive rates and extended terms we can fit you into a loan that gets you into that RV.

Recreation Vehicles include:

  • Motorhomes, Travel Trailers, 5th Wheels & Campers
  • Motorcycles, ATV’s, Jet Ski’s & Boats

Personal Loans:
A Personal Loan at Skagit Bank is a secured or unsecured loan that is used for almost anything you want! You can pay for a wedding, buy a car or truck, take a vacation, or make improvements on your home!

We offer a number of secured Personal Loans:

  • Time Certificate of Deposit Secured
  • Secured with equity in an automobile

We also offer Unsecured Personal Loans.

Apply Online

Home Equity Loans

Home Equity Loans

Your Home. Your Equity.

The equity you have built into your home can help you get money for almost anything you need – take a trip, fund your children’s college education, pay for a wedding, purchase the car of your dreams, remodel your home, or consolidate your bills!

Call your local Skagit Bank Office to discuss a Home Equity Line of Credit with one of our Loan Officers or apply right here, access money when you need it!

Apply for a Home Equity Loan

Credit Cards

Skagit Bank Visa® and American Express® Credit Cards

Skagit Bank offers Credit Card products that meet your needs.

Skagit Bank offers Credit Card products that meet your needs. Become a card member and enjoy a wide range of benefits including competitive interest rates, earn points or cash back, and more! Visit MyAccountAccess.com to set up your online access today!

My Account Access – Tools and Services

  • View Account – View Current Balance, Last Statement Balance, Minimum Payment, Payment Due Date, and Available Credit
  • View Statements – View statements or download transactions
  • Pay Bills – Make a single payment for which you specify the amount and the date (today or a date in the future) that you want your payment made. Auto pay for returning monthly payments. Specify the amount and day you want your payment to be made automatically each month.
  • Set Alerts – Set up alerts to receive online statements about certain occasions like when a payment is due, when your balance exceeds your set limit, when a payment is overdue, and more.
  • Account Services – Automatic payments, credit limit increase, convenience check request, set up or manage my digital wallet or travel notifications
    Set Up Your Online Access Now

Choose the card that best fits you:

ALL PURPOSE REWARDS

Visa Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (1.25 points) on all points earned every month, automatically.
  • $25 cash back after your first purchase
    Learn More or Apply Now

Visa Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (1.5 points) on all points earned every month, automatically.
  • $50 cash back after your first purchase
    Learn More or Apply Now

CASH BACK AND TRAVEL REWARDS

Cash Rewards American Express Card

  • Earn up to 3% cash back on gas
  • $25 cash back after your first purchase
    Learn More or Apply Now

Travel Rewards American Express Card

  • 3x reward earnings on airline purchases, 2x reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
    Learn More or Apply Now

BUILD YOUR CREDIT

College Rewards Visa Card

  • Earn 1 reward point for every net $1 you spend on purchases
  • Great rates and manageable credit lines
    Learn More or Apply Now

Secured Visa Card

  • Great opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • Low annual fee
    Learn More or Apply Now

ENJOY A LONGER INTRO RATE

Visa Platinum Card

  • Save on interest and pay down your other credit card balances faster
  • Extended introductory offer
    Learn More or Apply Now
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